Privacy Policy

Effective Date: 01-06-2025
Company Name: Republic Investment Management Pte. Ltd.
Registered Address: 105 Cecil Street, #22-00, The Octagon, Singapore 069534
UEN: 200007039H
Regulator: Monetary Authority of Singapore (MAS)

Republic Investment Management Pte. Ltd. (“Republic Investment”, “we”, “us”, or “our”) respects and is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, store, and safeguard your personal data when you interact with our website, services, and investment platforms.

By accessing our website or engaging with our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect personal and non-personal data from you through various channels including our website, application forms, investment activities, email communication, and face-to-face interactions.

Personal Data May Include:

• Full Name, NRIC/Passport Number
• Contact Information (address, phone number, email)
• Financial Profile (income, assets, investment preferences)
• Banking Details (for investment transfers or distributions)
• Employment or Business Information
• IP Address, Location, Browser Type (collected via website cookies)
• Any other personal information provided during our engagement

2. How We Use Your Data

We collect and use personal data for legitimate business and regulatory purposes, including but not limited to:

• Client onboarding and KYC compliance
• Administering investment accounts
• Providing investment recommendations or fund performance updates
• Managing transactions, subscriptions, and redemptions
• Responding to your inquiries, feedback, or complaints
• Compliance with MAS regulations and anti-money laundering laws
• Internal research and product development
• Marketing our services (only with your consent)

3. Legal Basis for Data Processing

We process personal data based on the following legal grounds:

• Your consent
• Performance of a contractual obligation
• Compliance with regulatory or legal obligations
• Our legitimate interests in business operations

4. Data Sharing and Disclosure

We do not sell or rent your personal information. However, we may disclose your information under the following circumstances:

• Regulators and Government Agencies: Such as the Monetary Authority of Singapore (MAS), Inland Revenue Authority of Singapore (IRAS), or as required by law.
• Service Providers and Partners: Including custodians, banks, auditors, fund administrators, IT support, cloud hosting providers, or legal advisors.
• Affiliated Companies: Under common ownership or control, where applicable to deliver services.
• Authorized Third Parties: Where you provide explicit consent or where necessary to fulfill our obligations.

All third-party service providers are bound by strict data confidentiality and security terms.

5. International Data Transfers

In cases where your personal data is transferred to jurisdictions outside of Singapore, we will ensure that such transfers comply with the Singapore PDPA or provide a comparable standard of data protection as prescribed under Singapore law.

6. Data Retention

We retain your personal data only as long as:

• Required by law and regulatory authorities
• Necessary for the purposes outlined above
• Required for business, audit, or legal needs

After the retention period, your data will be securely destroyed or anonymized.

7. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

• Understand site usage patterns
• Enhance your browsing experience
• Improve performance and functionality

You may disable cookies through your browser settings, though this may affect the functionality of certain pages.

8. Your Rights Under the PDPA

You have the following rights concerning your personal data:

• Access: Request access to the personal data we hold about you.
• Correction: Request corrections if your data is inaccurate or incomplete.
• Withdrawal of Consent: Withdraw consent to processing (may limit service provision).
• Data Portability: Where applicable, request to transfer your data.

Please note, we may require verification before processing such requests.

To exercise your rights, contact us at:
📧 Email: [Insert Email Address]
📞 Phone: [Insert Phone Number]

9. Data Security Measures

We implement industry-standard safeguards to protect your data, including:

• Firewalls, encryption, and secure servers
• Limited access by authorized personnel only
• Regular risk assessments and data audits
• Secure password policies and access controls

While we take reasonable precautions, no system is 100% secure. Users should also protect their login credentials and notify us immediately in case of any breach.

10. Third-Party Websites

This website may contain links to external sites. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to read their privacy policies before providing any personal information.

11. Changes to This Privacy Policy

We may amend this Privacy Policy from time to time in response to regulatory changes, business practices, or client feedback. Updated versions will be posted on our website with a revised effective date.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data protection practices, please contact:

Republic Investment Management Pte. Ltd.
📍 105 Cecil Street, #22-00, The Octagon, Singapore 069534
📧 [Insert Official Email Address]
📞 [Insert Phone Number]